Homeowner Housing Rehabilitation Assistance

The City of Lancaster provides funding to eligible city residents to rehabilitate their homes. The homeowner housing rehabilitation assistance program upgrades single family dwelling units within the incorporated area of the city of Lancaster. It provides low and moderate income households with a safe, decent, sanitary and sound place to live and it preserves our most valuable material asset - our homes.
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Funds are available to rehabilitate structures to meet Housing Rehabilitation Standards, they are not available for improvements such as swimming pools, recreation rooms, extensive landscaping, moveable improvements, appliances.

Types of Funding Programs

Community Development Block Grant and/or Community Housing Impact and Preservation Funds will provide assistance as a zero(0) percent interest, deferred/declining loan, with a term of five years.  The loan must decline in equal increments annually over the term of the loan.  The loan will be 100 percent forgiven at the end of the loan term.

Do You Qualify?

To be eligible for a deferred/declining loan, you must:
  • Be the owner and occupant of a single family dwelling unit within the incorporated area of the city of Lancaster and the unit is in need of housing rehabilitation.
  • Be handicapped or a very low income household.
  • Be current on both mortgage and property tax payments.
  • Homeowner housing rehabilitation assistance is limited to a maximum of $46,000 per structure.
  • Compliance with the lead based paint regulations is required.

Income Guidelines

Income limits are effective starting March 28, 2016. Your total household income must not exceed the following low and moderate income guidelines:
  • 1 Person: $39,000
  • 2 Person: $44,600
  • 3 Person: $50,150
  • 4 Person: $55,700
  • 5 Person: $60,200
  • 6 Person: $64,650
  • 7 Person: $69,100
  • 8 Person: $73,550

How to Apply

If you meet the program requirements, you may qualify for the homeowner housing rehabilitation assistance program.

The city will not discriminate against any application on the basis of race, creed, color, sex, national origin, familial status or handicap. The homeowner housing rehabilitation program guidelines are available in alternative formats upon request.

The city of Lancaster's Homeowner Housing Rehabilitation Assistance Program is financed through funding from the U.S. Department of Housing and Urban Development or the State of Ohio.