The City of Lancaster provides funding to eligible city residents for a spectrum of housing rehabilitation needs, including urgent and emergency minor repairs, spot rehabilitation, and full house rehabilitation. The program’s purpose is to provide low- and moderate-income households with a safe, decent, sanitary, and sound place to live, and it preserves our most valuable material asset - our homes.

Funds are available to rehabilitate structures to meet Residential Rehabilitation Standards and to address health and safety concerns of occupants. Typical housing rehabilitation includes projects like roofing, electrical, plumbing, heating/cooling, flooring, correction of other existing hazardous living conditions, etc. Funds are not available for improvements such as room additions, garage or sheds, swimming pools, recreation rooms, extensive landscaping, decorating, appliances, or similar.

As part of the initial program application process, an on-site inspection by the Community Development Housing Program Coordinator is completed to determine the work scope of the project. Work may be done in combination with other Community Development programs.

Housing rehabilitation needs may occur over time. Grant funding for housing rehabilitation is limited to a maximum of $10,000 per structure. Deferred loans are available for housing assistance needs exceeding this limit.

LIMITED FUNDING IS AVAILABLE FOR FULL HOUSE REHABILITATION. CONTACT THE COMMUNITY DEVELOPMENT OFFICE IF EXTENSIVE HOUSING REHABILITATION IS NEEDED FOR YOUR HOME.

Project work is completed by licensed contractors registered with the City of Lancaster. See the Contractor Information page for more information about contractors.

Eligibility

• Be the owner and occupant of a single family dwelling unit within the incorporated area of the city of Lancaster.
• Meet program income requirements.
• Be current on both mortgage and property tax payments.
• Compliance with lead-based paint regulations is required.

Income Guidelines

The total household income must be less than 80% of Area Median Income (AMI). Click the link below to see the current income limits:

• 2021 Income Limits

How to Apply

If you meet the program requirements, you may qualify for the homeowner housing rehabilitation assistance program.

The city of Lancaster's Homeowner Housing Rehabilitation Assistance Program is financed through funding from the U.S. Department of Housing and Urban Development.

The City of Lancaster Community Development Department provides funding to reduce financial pressure for low- and moderate-income households as a result of the COVID-19 pandemic, through foreclosure counseling and mortgage payment assistance. 

Eligibility

• Be the owner and occupant of a single family dwelling unit within the incorporated area of the city of Lancaster.
• Be experiencing financial hardship due to the COVID-19 pandemic.

Income Guidelines

The total household income must not exceed 80% of the Area Median Income (AMI). Click the link below to see the current income limits:

• 2021 Income Limits

How to Apply

If you meet the program requirements, please call the Community Development office at (740) 687-6663 or click the "APPLY" button below to see if you qualify for the Foreclosure Prevention program.

The City of Lancaster's Foreclosure Prevention Program is financed through funding from the U.S. Department of Housing and Urban Development CARES Act/ CDBG-CV.